BRINGING IT ALL TOGETHER
Our founding partners, Tony Christensen and David Harris, started working in the financial services industry in 2009 and 2006 respectively, during a major economic recession. Over the years of helping clients, they started to recognize that people did not feel successful or happy as a result of their money, regardless of whether they were ultra-wealthy or struggling.
They observed that true happiness came as a result of achieving life balance. They noticed that once clients had financial plans in place and important life decisions were consistently addressed, they felt freer to focus on the things they were passionate about, and spend their time on the unique ways in which they could make a difference in the world.
That’s why in 2014, David and Tony rebranded the company to Statera Wealth Management, determined to make a difference in the lives of their clients by helping them find balance.
OUR SERVICES
Retirement & Investment Planning
WHAT IS THE PURPOSE OF YOUR INVESTMENTS?
Oftentimes, prospective clients’ initial questions are all based on rate of return. While important, that is the wrong question to ask initially. Knowing where you are going—your life objectives—has to be determined before deciding or discussing specific financial plan tactics.
Today’s challenging economic times have taught us an important lesson: With wealth comes responsibility. Navigating this landscape can be very difficult. Our professionals at Statera have put time and energy into understanding what matters most to our clients. As a result, they can help make sure your money is working in accordance with your specific objectives. All of this is done after an extensive discovery process that allows us to determine your personality, your mindset, and your understanding of financial concepts.
Our goal is to give you the tools and resources necessary to make financial decisions that will help you reach your objectives, as well as make your life simpler so that you can spend your time focusing on the things that matter to you.
Statera has specific expertise in wealth management, and works in tandem with your CPAs and attorneys. Whether you are in the accumulation phase of life, or have transitioned into the distribution phase of life, we offer the following services:
- Risk Management
- Asset Protection
- Insurance Planning and Design
- Investment Portfolio Design
- Portfolio Oversight and Monitoring
- Cash Flow Management
- Income Distribution Planning
- Estate Planning
- Fully Integrated Online Data Aggregation
- Family Governance
Estate Planning & Philanthropy
WHAT KIND OF LEGACY DO YOU WANT TO LEAVE BEHIND?
Effective estate planning is a lifelong process of building, managing, protecting, using and eventually transferring your assets in the most efficient manner.
You have worked hard to accumulate your estate. Let’s make sure goes where you want it to, whether that’s to family members, charities or a combination of both. Statera works in tandem with your CPA and your attorneys to design and execute the estate plan that achieves your desires in the most tax-efficient manner possible.
Family dynamics are important to understand during the estate planning process and at the point of wealth transfer. Throughout the lifelong process, Statera strives to educate your family’s younger generations about your family values, your personal finances, and how your investments and estate plan work so that when the time comes, they are able to handle the responsibility with ease and precision.
We will help you with:
- How your wealth will be allocated/who will inherit what among the generations
- The advantages and disadvantages of trusts versus wills
- Whether a trust should be designed to encourage or discourage certain behaviors, to supplement earned income, to support a particular lifestyle, or to provide a safety net
- How to name beneficiaries for each of your accounts
- Access to Corporate Trustee services
**The information contained above is provided with the understanding that it is not intended to be interpreted as specific legal or tax advice. Neither Statera nor any of its employees or agents are authorized to give legal or tax advice. Individuals are encouraged to seek the guidance of their own legal or tax counsel.
Business Owner Solutions
HOW CAN YOU MAKE YOUR BUSINESS WORK FOR YOU INSTEAD OF JUST WORKING?
The American Dream of owning your own business works best when you have a solid plan for how to make that business run well for you instead of just running you ragged.
Most of our business owners typically have the following questions on their mind:
- How can I reduce my taxable income?
- What is my business worth?
- How do I protect the interests of my business if I die or get too sick to work?
- How do I retain key employees?
- How do I exit my business when the time comes?
- How do I make sure my business is protected?
At Statera, we work hard to become a member of your team to create customized, unique strategies to help maximize your business potential and future success.
As a business owner you’re busy and have a lot to worry about. Let us help simplify your life as your trusted partner so that you can build your business in the most efficient way.
Investment Management
At Statera, we strive to bring you the expertise you need to navigate through lif’es decisions. With this in mind, we have chosen to partner with BCJ Capital, a Registered Investment Advisory firm. BCJ’s philosophy is that investment allocations should come from a combination of understanding the historic returns of asset classes and how these asset classes will perform in the future based on current relevant data. The BCJ Investment Committee has developed investment strategies that will give you the ability to invest based on your time frame, your goals and your risk tolerance. With these strategies and access to numerous funds, we will construct diversified strategic portfolios as a baseline, and then tactically recommend adjustments in the portfolio concentrations as market conditions or your goals dictate. We don’t have a crystal ball, but we know whether we are on an investment version of a curvy mountain road or on a long straightway, and that we have to adjust to the conditions of the road. We can and do make changes to our asset allocations based upon the road ahead, not the road we just drove over. In order to find a plan that fits your goals, and with the guidance of the BCJ investment Committee, we will work with you every step of the way to find a strategic investment approach tailored to who you are and what your financial goals may be. With a well-developed and regularly maintained plan, you can save for all the important moments in your life.
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