Avoid Triple Bogeys

For those of you that play golf, I’m sure you can relate.

When I first started playing golf, I hired a golf coach for a span of a couple years while playing for the high school team.

There is one piece of advice that sticks out to me to this day:


It’s not about hitting perfects shots, It’s about avoiding really bad ones.

In my opinion, the difference between the pros and the amateurs is not incredible shots, it’s the lack of bad ones.

The pros know course management better than anyone in the world. They know their strengths and weaknesses.

So when you or I are considering how far we can hit our next shot, they are planning the next shot thinking, “with which club am I the most accurate with”.

They are considering the bunkers that they may have to clear, the out-of-bounds stakes on the left side of the fairway, the pin placement on the green.

They are weighing out those risks of whether it’s worth going for or not.


I remember playing multiple practice rounds with my Golf Coach.

There were countless times that he would stop me from hitting the shot I planned, explaining to me that the risks were not worth it given the landscape of the hole.

I remember going to the State Golf tournament my senior year.

I was in 1st place at 4 under going into the final 4 holes. Regretfully, I admit that the greed took over in my over-confident state of being.

My coach was not with me at the time. So naturally, I made some poor club choices causing me to hit “bad shots”, that resulted in me not even placing in the top 5.

In wealth management, there are several strategies and ways to accomplish a goal and an argument can be made for each.

So how does one Financial Advisor separate himself from the others?

The top Advisors are in the business of helping their clients make difficult financial decisions in all areas of their financial life.

Through this decision-making process, a client has a “Coach” that enables them to avoid the really “bad shots” that tend to cause major mistakes.

Smaller mistakes may happen, but typically are overcome.

More than likely, there are several decisions that you need to be making in regards to your financial well-being.

I suggest you have those “coaching sessions” with your financial advisor and make sure you are on the right track.

Our firm has compiled a list of common mistakes that we see our clients and friends make.

Feel free to call our office or email me if you would like a copy.



Tony Christensen, ChFC

Securities offered through World Equity Group, Inc. member FINRA and SIPC. Investment advisory Services offered through BCJ Capital Management, a Registered Investment Advisor. Statera Wealth Management, World Equity Group, Inc. and BCJ Capital Management are separate entities and are independently owned and controlled. The information above should not be considered specific investment advice, does not take into consideration your specific situation, and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment strategies. Investments involve risk and are not guaranteed. World Equity Group, Inc., Statera Wealth Management and BCJ Capital Management do not offer tax or legal advice. For tax advice, please consult with a qualified tax professional. For legal advice please consult with an attorney.

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